BUSINESS INSURANCE

How do you choose the best small business insurance company?

Select trusted agents—UIG selected independent agents meet the highest quality standards, offering personal service and trusted advice to help protect your business from the unexpected—bad weather, accidental damage, theft, liability lawsuits, and more.

Compare value—The cheapest rate may leave you with less protection than you need. Our packaged small business insurance includes extras like data breach coverage at a price that works for today’s small business owners, and can be tailored to fit your needs.

Compare claims services—Our industry-leading claim services and 24/7 reporting help you get back to business quickly after a loss.

Choose an industry-specific solution—Instead of a one-size-fits all approach, we offer customized protection for all types of small businesses—offices, shops, retailers, wholesalers, consultants, technology firms, and more.

COMMERCIAL LINES PRODUCTS

Our standard Commercial Lines products are offered:

Human Services
• Adult Day Care Centers
• Community Centers
• Group Homes
• Home Health Care/Hospice
• Homeless/Battered Shelters
• Home Medical Equipment Dealers
• Mental Health Organizations
• Non-Profit Organizations
• Sheltered Workshops
• Sleep Centers and Laboratories
• Social Service Organizations
• Substance Abuse Rehabilitation Facilities
• Thrift Stores
• YMCAs/YWCAs
• Youth Services Organizations
(Boys Scouts/Girl Scouts, Boys and Girls Clubs, etc.)

Industry Services
• Fuel Dealers
• Pest Control Services
• Restoration Contractors
• Security Services – “The Guardian”

Public Services
• Child Care Centers
• Libraries
• Medical Facilities/Hospitals (Property & Auto only)
• Municipalities
• Museums
• Nursing Homes (Property & Auto Only)
• Religious Organizations/Churches
• Water & Sewer Treatment Plants
• Zoos

Habitational
• Affordable Housing
• Apartments
• Condominiums
• Homeowners Associations
• Low Income Housing
• Mobile Home Park Owners

Real Estate
• Builders Risk
• Commercial Excess Flood
• Real Estate Schedules

Educational
• Colleges
• Miscellaneous Training Schools
• Schools – Private, Academic,
• Charter, and Vocational
• Student Housing
• Trade Schools

Sports
• Amateur Sports
• Gymnastics
• Motorsports
• Professional Sports
• Special Events – Sports & Recreation
• Sports Camps
• Sports Leagues

Health & Fitness
• Health Clubs
• Individual Trainers and Instructors
• Martial Arts Studios
• Personal Training Studios
• Pilates Studios
• Salon & Day Spas
• Yoga Studios

Recreation & Entertainment
• Amusement Parks
• Animal Tracks
• Boat Dealers
• Bowling Centers
• Craft Brewery & Distillery NEW!
• Fairs & Fairgrounds
• Family Entertainment Centers
• Film Producers
• Golf & Country Clubs
• Ice Arenas
• Paintball Operations
• Performing Arts Centers

Outdoor Products
• Archery Ranges
• Backpacking/Hiking
• Bed & Breakfasts
• Camp Operators
• Consulting Foresters
• Cross Country Skiing
• Dude & Guest Ranches
• Firearm Manufacturing
• Fishing & Hunting Lodges
• Guides & Outfitters
• Guided Snowmobile Tours
• Hunting Leases
• Hunting Preserves
• Resorts & Lodges
• Retail Gun Stores and Gunsmithing
• Rod & Gun Clubs
• RV Parks & Campgrounds
• Shooting Ranges
• Trap, Skeet & Sporting Clay
• Whitewater Rafting Tours (Up to Class III Only)

Accident & Health
• Participant Accident
• Student Accident
• Volunteer Accident

Environmental
• Contractors Environmental Coverage (CEC)SM
• Contractors Environmental and
Professional Coverage (CEPC)SM
• Multi-Line Environmental Liability Coverage (MELC)
• Premises Environmental Coverage (PEC)SM
• Restoration Contractors

Miscellaneous
• Equipment Breakdown
• Special Events
• Tenant Users Liability Insurance Program (TULIP)

Commercial Auto
• Auto Daily Rental
• Business Auto Fleet
• Chauffeured Transportation
• Franchised Motorcycle Dealerships
• Interim Liability & Physical Damage
• Leasing – Primary Insurance Program
• Lessors Contingent/Excess Liability;
• Lessors Contingent Physical Damage
• Rental Package

Professional Liability
• Our Management & Professional Liability division offers
Directors & Officers Liability, Employment Practices Liability,
and many other Professional Liability products tailored to
meet every insured’s needs

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